Engagement · 9,500 baht
Household Cash-Flow Mapping
Cash-flow mapping is for a household that can quote a pension or a salary and still argues at the end of the month. Malee Suthida keeps the notebook simple enough to survive a busy week at the market or on a ward.
Four-week notebook and two sittings · About three weeks after the notebook starts
Who it is for
Couples and single householders who want a spending picture before they choose a retirement date, including shop families whose cash never sits in one account.
What you leave with
A one-page split of ordinary months, festival months, and months with a medical bill, plus a short list of costs that can move and costs that cannot.
Both sittings are at the office in Tambon Kaluwo. The notebook itself stays at home.
Malee Suthida leads the mapping. Niran Chaiyaporn reads the finished picture if it will feed a readiness review.
How the sitting is run
The notebook records cash that leaves the house, not the character of the person spending it. Market mornings, a parent’s medicine, and the Friday transfer to a child in another province all sit on the same page so the retirement date is judged against a month that has actually happened.
Included
- A paper notebook with columns already drawn
- A first sitting to agree what to write down and what to ignore
- A second sitting to sort the four weeks into ordinary, festival, and hospital patterns
- The one-page picture, handwritten and then copied for the household file
Left outside this fee
- A full readiness note covering pensions and funds
- Advice on which fund to buy
- Bookkeeping software or a receipt archive we store for you
- Tracking a business’s stock as well as the household pot
The sequence
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01
First sitting
We agree the categories in words the household already uses. The fee is paid here, and the notebook goes home the same day.
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02
Four weeks at home
Someone writes the outflow most evenings. Missed days are left blank rather than invented. Malee does not telephone to chase the page.
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03
Second sitting
We sort the weeks, mark what will still be there after the salary stops, and leave the one-page picture with the household.
What to bring
- The last two or three months of market and pharmacy spending, even if they are only in memory
- Names of the people the household regularly supports with cash
Limits of the work
- Four quiet weeks are required. A month that includes both a wedding and a hospital stay is kept, and labelled, rather than thrown out.
- We do not map a business cash drawer and the household as one pot.
Fee
The fee is 9,500 baht, paid at the first working sitting, when the notebook period begins. The opening conversation, if the household has not already had one, stays free and separate.
Fees for the whole practice are set out on the fees page, including deposits and what changes a quote.